Investment Analytics
Terms & Conditions effective 27 June 2025
By accessing or using the apps, content and APIs (the “Services”) provided by Investment Analytics GmbH (the “Seller”), you (“User”) agree to these Terms & Conditions. If you do not agree, do not use the Services.
1. DEFINITIONS
“Services”: all applications, websites, APIs, data feeds, blog, add-ons, and other interfaces offering analytical data, AI-generated narratives and related content.
“Contents”: all data, reports, charts, analyses, AI-generated text, visuals and other materials accessible via the Services.
“AI Narrative”: text output generated by automated algorithms using third-party news and data sources.
2. SCOPE; NO INVESTMENT ADVICE
Informational Only. All Contents are for informational and educational purposes only. They do not constitute financial, investment, legal, or tax advice, nor a recommendation or solicitation to buy or sell any security.
No Reliance. Users may not rely on the Services for making any investment decisions. Consult a qualified professional before acting on any information.
3. INTELLECTUAL PROPERTY
Ownership. The Seller and its licensors exclusively own all intellectual property rights in the Services and Contents.
Restricted Use. Users may view, download or print Contents solely for their internal, non-commercial use and only for the duration of their subscription. Any other use (reproduction, distribution, retransmission, framing, hyperlinking, translation, derivation) requires prior written consent.
Trademarks. All trademarks, service marks and logos (“Marks”) displayed on the Services are the property of the Seller or its licensors. Unauthorized use is prohibited.
4. ACCEPTABLE USE & USER OBLIGATIONS
Compliant Use. Users shall not:
Reverse-engineer, decompile or attempt to extract source code;
Circumvent technical or authentication controls;
Use the Services in violation of any applicable law;
Share login credentials or otherwise permit unauthorized access.
Data Integrity. Users must not introduce any “malware,” spam or harmful code into the Services.
5. DISCLAIMERS; NO WARRANTY
“AS IS”. Services and Contents are provided “as is” and “as available.”
No Warranty. To the fullest extent permitted by law, the Seller disclaims all warranties, express or implied, including but not limited to:
Accuracy, completeness, reliability or timeliness of Contents;
Non-infringement, fitness for a particular purpose, merchantability.
Third-Party Data. Certain data is sourced from third parties. The Seller does not control or warrant the accuracy of third-party data.
6. LIMITATION OF LIABILITY
Exclusion of Damages. In no event shall the Seller or its affiliates be liable for any indirect, incidental, special, punitive, exemplary or consequential damages (including lost profits, loss of data or goodwill), even if advised of the possibility of such damages.
Cap on Liability. The Seller’s total aggregate liability for all claims arising out of or relating to these Terms or the Services shall not exceed the fees actually paid by the User during the one (1) months immediately preceding the event giving rise to the claim.
Risk Allocation. User expressly acknowledges and agrees that use of the Services is at their sole risk.
7. INDEMNIFICATION
User agrees to indemnify, defend and hold harmless the Seller, its officers, directors, employees and agents from and against any and all claims, liabilities, losses, damages, costs or expenses (including reasonable attorneys’ fees) arising out of or relating to:
- User’s violation of these Terms or applicable law;
- User’s misuse or unauthorized use of the Services or Contents;
- User’s reliance on any Contents.
8. TERM & TERMINATION
Term. These Terms remain in effect for the duration of User’s access to the Services.
Termination by Seller. The Seller may suspend or terminate User’s access at any time for any reason, including suspected breach.
Effect of Termination. Upon termination, all rights granted hereunder will cease and User must immediately cease all use of the Services and destroy any downloaded Contents.
9. MODIFICATIONS
The Seller reserves the right to modify these Terms at any time by posting the revised version. Continued use of the Services after such changes constitutes acceptance.
10. GOVERNING LAW & DISPUTES
These Terms shall be governed by Swiss law. Exclusive jurisdiction and venue for any dispute shall be the courts of Zug, Switzerland.
11. AI-GENERATED CONTENT & DATA LIMITATIONS
11.1 Internal and Individual Use Only
The Contents are provided solely for internal, individual use by the User. Redistribution, resale, or automated dissemination is not permitted without prior written consent.
11.2 No Truth Guarantee
Due to the automated and synthetic nature of AI-generated outputs, the Contents should not be considered factually accurate or true. Users must independently verify any data or insights before acting upon them.
11.3 User Responsibility
Users assume full responsibility for how they use or interpret any part of the Services or Contents. The Seller is not liable for any outcomes or decisions resulting from the use of the Services.
11.4 Third-Party Data & Errors
A significant portion of the Contents is derived from third-party financial data providers. Such data may contain errors or inaccuracies. While Investment Analytics GmbH makes best efforts to clean and structure the data for clarity and usability, no guarantee is made regarding its correctness.
11.5 No Recommendations or Advice
The Contents do not represent investment recommendations, financial advice, or expert opinions. Their value lies in the synthesis of third-party data, market news, and algorithmic interpretations, not in prescriptive guidance.
12. ENTIRE AGREEMENT
These Terms & Conditions, including any referenced documents or updates, constitute the entire agreement between the parties with respect to the Services.